Whether you are natural person or you run your own business, faced with difficulties It is advisable to enlist the help of experienced specialists, who will help you choose optimum solutions best suited to your situation.
I am indebted to Social Security. What can I do?If you have a debt to ZUS (Social Insurance Institution), there are certain steps you can take to resolve the problem.
A partial arrangement is an agreement that can only be concluded with certain creditors or a group of creditors, which allows for the restructuring of those claims that have a fundamental impact on the continued operation of the company. A partial arrangement may only be concluded in the framework of two proceedings
Modification of the restructuring arrangement-The arrangement entered into in the restructuring proceedings does not have to be a definitive structure, and modification of the arrangement is possible under the procedure for modification of the arrangement. The procedure for modification of the arrangement is an important tool to preserve the effects of the arrangement in force
Restructuring is a process of change in a company that may involve one or more spheres of its activity, including organisational, financial or operational, carried out in order to improve its functioning, increase its efficiency and adapt to changing market conditions.
Debt restructuring is a process whereby the restructured entrepreneur and the creditor (often with the involvement of a restructuring advisor or mediator) negotiate new terms for the repayment of existing debt (liabilities). The purpose of restructuring is to facilitate the restructuring of the
Loan restructuring is a process that aims to modify the repayment terms of an existing loan obligation by adapting them to the borrower's current financial situation, particularly in the event of repayment difficulties or loss of ability to meet obligations.
Industrial restructuring is a complex process that aims to transform and adapt the industrial structure of a given sector or the whole economy to changing market, technological, economic or social conditions. It is a set of transformations resulting from the implementation of a number of
If your situation is different to the ones described, call, email, come and we will give you an answer. The choice of restructuring procedure depends on your situation.
Restructuring of a company makes it possible to make the desired changes in organisational, financial and legal terms, as well as in the debt structure, leading to the recovery of liquidity and recovery of the company.Below are some key
Does restructuring pay off The profitability of restructuring should be analysed in relation to the individual company, its financial situation and the identified objectives it wishes to achieve. The benefits of properly implemented restructuring can be truly measurable - from avoiding
Whether restructuring interrupts the running of the statute of limitations Subject to the exceptions provided for by law, property claims are subject to the statute of limitations. After the expiry of the limitation period, the one against whom the claim is made may evade satisfaction of the claim. The limitation period shall commence
In the event of a restructuring, the company may make changes to its legal status, which are subject to notification to the National Court Register under the applicable legislation.Examples of information that may be visible in the KRS in con
Information on ongoing proceedings is made public in the National Debtors Register maintained by the Ministry of Justice, available under
The costs of restructuring can be divided into two parts. The first is the cost of court proceedings and remuneration of the restructuring advisor, which depend on the type of selected proceedings and start from about PLN 10 thousand and may even reach several hundred thousand PLN. Dru
How long a restructuring takes The duration of an out-of-court restructuring can vary considerably depending on a number of factors, such as the scale and complexity of the organisation, the reasons for the restructuring, as well as the specific objectives and implementation strategies. For smaller, focused implementations m
Restructuring and insolvency are two different processes to deal with the financial problems of companies, but are used in different situations and for different purposes.The main objective of restructuring is to avoid
I am in debt to the tax office. What can I do?If you are in debt to the Inland Revenue, there are some steps you can take to resolve the problem.
Restructuring a company is an effective tool against financial difficulties and protection against bankruptcy.Here are some of the key advantages of restructuring that can contribute to the stability and survival of a company:
Getting out of debt does not have to be unattainable. Our experience in the area of debt management has produced a number of steps that should be taken:1. analysis and budgeting:Conduct a thorough analysis of your
The initiation of restructuring proceedings offers the debtor a wide range of benefits. First and foremost, he receives protection that allows him to concentrate on negotiating with his creditors without fear of losing his assets through bailiff enforcement.
The sooner action is taken, the better the chances that the crisis can be averted.A good solution is to carry out analyses or contact an external specialist to audit the company:
The purpose of restructuring is primarily to protect against bankruptcy. The process itself consists of taking measures to improve the situation of companies. Restructuring is any type of undertaking that is intended to increase the profitability of a given company. These may include both actions
I want to analyse ways out of the crisisA crisis concerning economic performance and the ability to cover current liabilities is a crucial stage in the life cycle of a company, where choosing the right tools
Running a business often involves considerable discomfort, risk and often makes it difficult for entrepreneurs to function normally.Usually, the bankruptcy of a business is the result of a long process that can be foreseen. Kluc
An audit is an objective and reliable look at an organisation and its functioning. An auditor or a team of auditors are specialists in many areas of business, who, thanks to their knowledge and tools, carry out a comprehensive analysis of the company's current situation, processes in the organisation, and also prepare a rec
PMR Restructuring and the law firms we cooperate with form a team of experienced restructuring advisors, legal advisors and attorneys providing comprehensive legal services in all aspects of a company's operations and the situation in which it finds itself.
What to do to obtain fundingSupporting companies in obtaining financing to secure the implementation of their plans, is a priority and base stage for us in building the architecture of a restructuring project or a new pr
The risk of not receiving receivables from completed transactions within the required timeframe affects almost every business at various stages of its life. However, with the spectre of counterparty insolvency and the associated consequences, the receipt of receivables becomes ineffective and, in the absence of nal
You are interested in the procedure for approval of an arrangement - no wonder - it is the most frequently chosen form of restructuring, with more than 92% of all restructured companies opting for it in 2023.Arrangement approval proceedings
Consumer bankruptcy is the type of legal proceeding provided for for consumers, i.e. people who are not in business. If you have found yourself in a difficult situation contact us - we will help you find a solution.
Upadłość konsumencka jest postępowaniem sądowym przewidzianym dla osób prywatnych, które nie prowadzą działalności gospodarczej i stali się niewypłacalni. Upadłość konsumencka pozwala osobom prywatnym na oddłużenie oraz na nową szansę
Osób posiadających nadmierne zadłużenie jest wiele, a niewątpliwie znaczna ich część posiada współmałżonka. To w jakim zakresie współmałżonek odpowiada za zobowiązania zależy m.in. od ustroju majątkowego jaki pan
Consumer bankruptcy covers all debts incurred before the date of the bankruptcy declaration. The procedure ends with the discharge of all debts or the creation of a repayment plan that states how much and for how long the debtor will have to settle his debts. According to the law, bankruptcy
Before filing for bankruptcy, a number of documents that are required by bankruptcy law must be prepared. The proper preparation of the documents is extremely important for the smooth conduct of the bankruptcy proceedings themselves. It is on the basis of the application that the Receiver appointed
The application for consumer bankruptcy should be filed through the National Debt Register. As of 1 December 2021, all applications in bankruptcy and restructuring cases should be filed electronically. However, the legislator has provided for an exemption from the above-mentioned rule in a few cases.
As of 01 December 2021, the telecommunications system National Debt Register came into force and it is through this system that all communication in bankruptcy and restructuring proceedings takes place. Therefore, as a rule, insolvency petitions should be filed electronically via the
Bankruptcy proceedings are opened on the basis of a bankruptcy petition. The petition mainly contains a description of the debtor's situation and the documents indicated in the bankruptcy law. The petition is filed when an individual is insolvent, i.e. when he has lost the ability to meet his obligations
An indebted consumer who has filed an application to withdraw a bankruptcy petition, if his or her financial situation changes, may file an application to withdraw the bankruptcy petition. The application itself does not require a statement of reasons, but this is an important element of the application, as the Court may dismiss the application on the grounds that it
The primary tool for recovering one's debts from a debtor is a civil action. Civil proceedings end with an order for payment, which is then issued with an enforcement clause. With such an order for payment, the creditor may go to a bailiff, who will take action to
It leaves no doubt that people who are thinking of filing for bankruptcy are in a difficult financial situation. Indeed, bankruptcy was created for such people. Such people very often have, in addition to financial problems, problems with debt collection companies or bailiffs.
According to the applicable regulations, the bankruptcy estate includes assets of the bankrupt acquired also during the course of the proceedings. Such assets include, for example, remuneration for work. According to the general rule, it is subject to seizure up to the amount of half of the remuneration, however, the amount not exceeding the amount of the remuneration is not subject to seizure.
The mere issuing of a bankruptcy order by the court does not yet mean that your debts have been discharged. In order for your debts to be discharged in bankruptcy proceedings, it is necessary to conduct bankruptcy proceedings, during which the exact amount of your liabilities is determined
When declaring bankruptcy, it should be taken into account that all assets held will be liquidated, i.e. sold, and the funds thus obtained will be used to cover the costs of the bankruptcy proceedings and satisfy the claims of creditors. The sale is subject to the following
Insolvency proceedings affect many issues concerning the life of an indebted person. The effects of bankruptcy can extend to actions taken by indebted persons before bankruptcy, during bankruptcy proceedings and also after bankruptcy.
The declaration of consumer bankruptcy involves a court procedure, hence the conditions to be met are described in detail in the law, and more specifically in Part Three, Title V of the Bankruptcy Act. This act regulates against whom and under what circumstances a declaration of
Instant loans, consumer credit, non-bank loans, unpaid instalments or overdrafts - despite appearances, this is the reality for many people. Several million Poles are drowning in debt, living in constant stress and fear for their future.
Running a business involves a huge amount of risk, and even a temporary loss of liquidity can mean serious problems. We know this very well, because we help entrepreneurs on a daily basis in financial difficulties and help prepare scenarios for times of crisis.
W zależności od formy prowadzenia działalności gospodarczej odpowiedzialność za zobowiązania (długi) przedsiębiorstwa z majątku osobistego czy też wspólnego przedsiębiorcy i jego małżonka może być różna. Na sytuację finansową małżonków
Pracownik ma takie same prawa jak każdy inny wierzyciel, w związku z tym, w przypadku, kiedy pracodawca zalega pracownikowi z wypłatą świadczeń, przysługuje mu prawo do złożenia wniosku o ogłoszenie upadłości pracodawcy. Pracownicy są objęci szczególną ochroną przez prawo upadłościowe, gdyż znajdują si
The primary tool for recovering one's debts from a debtor is a civil action. Civil proceedings end with an order for payment, which is then issued with an enforcement clause. With such an order for payment, the creditor can go to a bailiff, who will take action against the debtor.
It leaves no doubt that sole traders or partnerships with the intention of filing for bankruptcy are in a difficult financial situation. Indeed, bankruptcy was created precisely for such entrepreneurs. Such entities,
We live in a world where constant change is something we have to face every day. Recent years have reinforced everyone's belief that nothing is certain except change. The business decisions we made today could be a disaster tomorrow. The economic and legal environment
The declaration of business bankruptcy involves a court procedure, hence the conditions to be met are described in detail in the law, more specifically in the Bankruptcy Law. This act regulates against whom and in what circumstances bankruptcy may be declared, as well as how to
There is an apparent tendency among entrepreneurs, both sole proprietors and majority shareholders of insolvent but functioning companies, to agree with great reluctance to declare bankruptcy and to hand over all the
Postępowania upadłościowe ma wpływ na wiele obszarów dotyczących działania upadłego przedsiębiorstwa. Skutki ogłoszenia upadłości mogą rozciągać się na czynności podjęte przez przedsiębiorców w okresie przed ogłoszeniem upadłości, w trakcie trwania postępowania upadłościowe, a tak
Running a business involves a great deal of risk. Numerous liabilities are incurred in the course of operating or financing activities, which are essentially necessary in order to achieve the investment objective. It is impossible to run a business and not incur any
Non-payment bottlenecks from completed transactions affect almost every business. How do you recover your receivables if a counterparty declares bankruptcy? Many people mistakenly believe that, in such a case, they are unable to recover lost money. This is not
In any insolvency proceedings, there is a need to take into account the diverse - and often conflicting - interests of the debtor and creditors.It is therefore worth considering how the various creditors involved in the proceedings
Are you an entrepreneur facing financial difficulties? Do you have a shortage of funds and don't know how to continue running your business? Thinking I can't go on like this for much longer, do I definitely need to declare bankruptcy?In this day and age, where in short
Call:
+48 22-30-05-105
+48 22-30-05-106 (fax)
Write:
kancelaria@pmr-restrukturyzacje.pl
Visit us:
70 Prosta Street
00-838 Warsaw
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Wednesday: 13:00 - 16:00
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PMR Restructuring S.A. @ 2024
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